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Types of Aid


FAFSAThe Free Application for Federal Student Aid (known as FAFSA) is a form that should be completed annually by current and prospective college students – undergraduate and graduate - to determine their eligibility for financial aid.

Pell Grant

A Federal Pell Grant, unlike a loan, does not have to be repaid. These grants are usually awarded only to undergraduate students who have not earned a bachelor's or a professional degree.

Subsidized Loan

Federal student loan for eligible students to help cover the cost of higher education at a four-year college or university, community college, or trade, career, or technical school. Subsidized loans are based on financial need. The federal government pays the interest on the loan while the student is enrolled in school at least half-time. Dependent student borrowing limits for subsidized and unsubsidized Stafford Loans are as follows:
  • $5,500 for Freshman year
  • $6,500 for Sophomore year
  • $7,500 for Junior year
  • $7,500 for each remaining year
  • $31,000 total for all undergraduate years

Unsubsidized Loan

Federal student loans for eligible students to help cover the cost of higher education at a four-year college or university, community college, or trade, career, or technical school. Unsubsidized loans are not based on financial need. Interest begins accumulating as soon as funds are disbursed and until the loan is paid in full.


Federal loan that graduate or professional students and parents of dependent undergraduate students can use to help pay for college or career school. PLUS loans can help pay for education expenses not covered by other financial aid.

Grad PLUS Loan

Federal student loan available to students attending graduate school and professional school, that offers a fixed interest rate and flexible loan limits. Eligibility does not depend on demonstrated financial need, but students need to file FAFSA to qualify. The Grad PLUS Loan allows you to borrow up to the full annual cost of attendance minus other financial aid received.


Forgivable Education Loans for Service (FELS)

Established by the North Carolina General Assembly in 2011, the Forgivable Education Loans for Service (FELS) provides financial assistance to qualified students enrolled in an approved education program and committed to working in critical employment shortage professions in NC. Students must be a NC resident to be eligible.

Golden Leaf Scholars Program

Funded by the Golden LEAF Foundation, the Golden LEAF Scholars Program is designed to assist current high school seniors and North Carolina community college transfer students. Recipients must be from certain rural counties, demonstrate both financial need and merit, and plan to attend participating NC colleges or universities.
NC Assist LoanThe NC Assist Loan is an alternative education loan available to in-state and out-of state students attending NC schools.
NC Need Based Scholarships

Created by the 2011 North Carolina General Assembly, this is a need-based program for NC residents attending private institutions of higher education located in NC. Students must be enrolled as an undergraduate for at least nine credit hours to be eligible.

NC Veteran Children ScholarshipThis is a program funded by the State of NC for dependents of NC POW’s or deceased/disabled veterans. Applications are available at most high schools and the NC Department of Veteran Affairs.

Military Tuition Assistance (TAP)Active duty military and current members of guard and reserve can receive up to 100% reimbursement of tuition. The Financial Aid Office processes TAP forms, or reservists can mail these forms directly to the address on the TAP form. The military unit, not LR, provides forms.


Lenoir-Rhyne University is a military-inclusive university and proudly welcomes all active duty military, veterans, military spouses, and family members. We thank you for your service and for the sacrifices you and your family have made for our country.

We welcome applicants who have experienced the breadth and diversity of military life. LR offers a broad range of high-quality, affordable undergraduate and graduate academic programs supported by exceptional student services. It’s our pleasure to support your success.

*NOTE: Military Service members should speak with their Educational Services Officer (ESO) prior to enrolling at Lenoir-Rhyne University.

GI Bill

Chapter 30 – Montgomery GI Bill Active Duty – Available for qualified active duty and those separated/retired from active duty in the armed forces within the last 10 years. (rare exceptions to 10-year rule).
Chapter 33 – Post 9/11 GI Bill – For anyone with at least 90 days of aggregate service since 09/10/01. Valid for 15 years from the last date of qualifying service. Veterans with eligibility for other programs must make an irrevocable election to switch to Chapter 33.
Chapter 1606 – Montgomery GI Bill Selected Reserve – Available for current members of guard/reserve units who meet specific requirements.

Chapter 33 tuition and fees come directly to the University, while Chapter 30 and Chapter 1606 is a direct deposit payment.

VA Vocational Rehabilitation

Chapter 31 - Available only for qualified veterans with a service connected disability. Pays tuition, fees, books and supplies to the school and a monthly allowance to the vet.

Military Dependents Education Benefits

Chapter 35 - Available to spouse and/or children of a vet who is 100% permanently and totally disabled or who died after such a service-connected disability was established. It is also available for dependents of a MIA or POW service member (dependent children may also be eligible for the NC Vet Child scholarship)


Child of a Lutheran Minister

Undergraduate students who have a parent that is an ordained Lutheran Minister may be eligible for a scholarship from LRU.

Engaged Scholars Program

In addition to financial incentives, the Engaged Scholars program encourages undergraduate students to participate in academic development, active learning, and leadership opportunities that extend beyond the traditional classroom.

Friends in Faith

Matching gift program through which LR will match a scholarship of up to $500 received from an undergraduate student's Lutheran church. A student's home congregation can complete a form to apply for this matching gift scholarship.


Undergraduate students whose parents or grandparents are graduates of Lenoir-Rhyne may be eligible for a $1,000 scholarship – just for being a legacy.

LR Scholars

Students who are accepted to LR can be considered for LR Scholars, which provides financial awards based on academic performance, GPA and test scores.

Martin Luther Fellows

Available exclusively for undergraduate North Carolina ELCA students, the program rewards outstanding student contributions to church and community. A student's home congregation can complete a form to submit a student for consideration.

Merit Scholarships

Students who are admitted to LR during the Priority or Early Notification periods, who meet certain criteria, are invited to compete for merit scholarships as part of LR’s Scholarship Day competition.

Phi Theta Kappa

Undergraduate students who are members of Phi Theta Kappa - Community College Honor Society may be eligible to receive a $1,500 scholarship through LR.

Talent Scholarships

Lenoir-Rhyne recognizes the talents of its student body. Scholarships are available for students gifted in music, theatre, debate, and/or athletics.

Teaching Scholars

Scholarships of up to $5,500 per year, for four years of study, are available to qualifying students aspiring to become educators. The program features extensive work experience by placing students directly in classrooms of the Hickory-area school districts to learn from seasoned professionals.

Seminary Scholarships

ELCA Fund for LeadersThe ELCA Fund for Leaders (FFL) helps financially support students studying at ELCA seminaries who have demonstrated outstanding leadership potential and exceptional gifts for ministry. Each year the ELCA offers two full-tuition scholarships and three half-tuition scholarships to LTSS students. The students who receive half-tuition scholarships, also receive a matching half-tuition scholarship from LTSS. Students are selected by the ELCA or by LTSS for these scholarships. The ELCA strives to empower and enable our leaders to serve as the church needs and the Holy Spirit.
LTSS Endowed ScholarshipsLTSS Endowed Scholarships are made possible by the generosity of friends and donors of the Seminary, who are invested in encouraging and empowering our future church leaders. LTSS matches these scholarships with students in an effort to reduce the cost of seminary attendance as much as possible, which working to honor the donor's specific request. This generosity has lead to the creation of over 200 scholarships.
Seminary Scholarships -Synod The ELCA believes firmly in providing financial support for its future leaders, and we see this quite often at the Synod level, where students may find financial support in various forms. Seminarians are encouraged to discuss their enrollment with their home synod to determine if there may be available scholarship funds. The Lutheran Church awards scholarships to students they think will grow to become productive members of society and the church.
Seminary Scholarships - ChurchStudents may also find financial support through their home church. Please speak directly with your church/pastor to determine if there may be options available.

*Seminarians may also be eligible for Tuition Advantages and Other Outside-Scholarships options included on this site.

Tuition Advantages

Alumni Advantage

The Alumni Advantage allows LR alumni to earn a master's degree at a discounted rate.

LR Partners

LRU is dedicated to helping local businesses build a more highly prepared workforce. Employers who become an LR Partner can offer their employees the opportunity to pursue a bachelor’s or master’s degree at LRU at a discounted tuition rate.

Membership & Tuition Exchange

The Council of Independent Colleges and Tuition Exchange Inc. includes a network of member colleges and universities willing to accept students, tuition-free, from families of full-time employees of other participating institutions. Institutions agree to import a limited number of students on the same admission basis as all other students, without regard to the number of students it exports.

Other Aid

Community Scholarships

Students applying for college should be sure to check with their high school advisors for other scholarship opportunities available through the community or region. Many churches, schools, businesses and other organizations offer educational scholarships to deserving students.

Private LoansOptions are available for undergraduate and graduate students, as well as parents, looking for an alternative or a supplement to federal loans.

Scholarship Universe

Scholarship Universe, a product of Campuslogic, is a tool designed to assist students with researching and applying for outside scholarships to be used toward university tuition cost.

Net Price Calculator

The Lenoir-Rhyne University Net Price Calculator is a valuable tool in assisting you in planning and projecting the cost of attendance.